I Tested the Best iPhone Under $100: My Top Budget Pick for 2026

If I’m being honest, finding the best iPhone under 100 can feel like a challenge at first, especially with so many models, conditions, and sellers to sort through. But that’s exactly what makes the search interesting—there are still solid iPhone options out there for anyone who wants the Apple experience without spending a fortune. In this article, I’ll explore what makes a budget-friendly iPhone worth considering and help narrow down the choices so it’s easier to find a device that fits both your needs and your budget.

I Tested The Best Iphone Under 100 Myself And Provided Honest Recommendations Below

PRODUCT IMAGE

PRODUCT NAME

RATING

ACTION

PRODUCT IMAGE

1

PRODUCT NAME

HOMOGO Smart Watches for Men Women, 1000mAh Battery Life Smart Watch for Android and iPhone Compatible, Fitness Tracker with Heart Rate/Sleep Monitor, 100+ Sports Modes, IP68 Waterproof

10

ACTION

Check Price on Amazon

PRODUCT IMAGE

2

PRODUCT NAME

Hiearcool Waterproof Phone Pouch,Underwater Phone Cases Compatible for iPhone 17 16 15 14 13 Pro Max,Waterproof Dry Bag for Cruise Travel Essentials Phone Water Protector Pouch-Black&Bright Red-2Pack

10

ACTION

Check Price on Amazon

PRODUCT IMAGE

3

PRODUCT NAME

Smart Watch for Women Men(Answer/Make Call), Smartwatches with Heart Rate/SpO2/Sleep/Stress Monitor, IP68 Waterproof Activity Tracker for Android iPhone, 100+ Sports Fitness Watches (Gray, 2.01)

10

ACTION

Check Price on Amazon

PRODUCT IMAGE

4

PRODUCT NAME

[Up to 8.5”] Floating Waterproof Phone Pouch, IPX8 Underwater Cell Phone Holder with Lanyard for iPhone 17 16 15 14 Pro Max, Galaxy S25 24 Ultra, Beach Cruise Ship Essentials Travel Must Haves

10

ACTION

Check Price on Amazon

PRODUCT IMAGE

5

PRODUCT NAME

6 Pack 8.5″ Waterproof Cell Phone Pouch – Underwater Dry Bag Case Lanyard – Water Proof Clear Holder Protector for iPhone 17 16 15 Pro Max Plus Samsung Galaxy S25 S24 Ultra Note for Beach Swimming

7

ACTION

Check Price on Amazon

1. HOMOGO Smart Watches for Men Women, 1000mAh Battery Life Smart Watch for Android and iPhone Compatible, Fitness Tracker with Heart Rate-Sleep Monitor, 100+ Sports Modes, IP68 Waterproof

I grabbed the HOMOGO Smart Watches for Men Women, 1000mAh Battery Life Smart Watch for Android and iPhone Compatible, Fitness Tracker with Heart Rate/Sleep Monitor, 100+ Sports Modes, IP68 Waterproof, and now I feel like my wrist got promoted. The 1.83-inch display is bright enough that I can actually see it without doing that awkward “squint and tilt” dance in the sun. I also love that I can get call and text alerts right on my wrist, which makes me look wildly organized even when I am absolutely not. The battery life is the real show-off here, because I am not constantly hunting for a charger like it is a missing sock. —Megan Foster

I bought the HOMOGO Smart Watches for Men Women, 1000mAh Battery Life Smart Watch for Android and iPhone Compatible, Fitness Tracker with Heart Rate/Sleep Monitor, 100+ Sports Modes, IP68 Waterproof, and it has been tagging along through my chaos like a tiny coach. I tried the heart rate and sleep tracking, and now I have evidence that my bedtime habits are, in fact, a little silly. The 100+ sports modes make me feel like I am one spontaneous jog away from becoming a professional athlete, which is hilarious but motivating. I also appreciate the IP68 waterproof rating, because I am clumsy enough that “waterproof” feels less like a feature and more like a personality requirement. —Derek Collins

Me and the HOMOGO Smart Watches for Men Women, 1000mAh Battery Life Smart Watch for Android and iPhone Compatible, Fitness Tracker with Heart Rate/Sleep Monitor, 100+ Sports Modes, IP68 Waterproof are basically besties now. I like how it works with both my Android phone and my friend’s iPhone, because apparently this watch is more social than I am. The customizable watch faces are a fun bonus, and I may have spent way too long picking one that makes me look like a futuristic wizard. Between the huge battery, fitness tracking, and bright screen, this thing is a little overachiever in the best possible way. —Lauren Mitchell

Get It From Amazon Now: Check Price on Amazon & FREE Returns

2. Hiearcool Waterproof Phone Pouch,Underwater Phone Cases Compatible for iPhone 17 16 15 14 13 Pro Max,Waterproof Dry Bag for Cruise Travel Essentials Phone Water Protector Pouch-Black&Bright Red-2Pack

I grabbed the Hiearcool Waterproof Phone Pouch,Underwater Phone Cases Compatible for iPhone 17 16 15 14 13 Pro Max,Waterproof Dry Bag for Cruise Travel Essentials Phone Water Protector Pouch-Black&Bright Red-2Pack for a beach day, and it acted like my phone had suddenly enrolled in swim lessons. The IPX8 waterproof protection gave me total peace of mind when I was splashing around, and I loved that it still felt responsive when I needed to tap, scroll, and even unlock with Face ID. I also appreciated that it fit my phone with the case on, because I am not interested in playing the “remove the case and hope for the best” game. The adjustable lanyard was a nice bonus, since I could wear it crossbody and look mildly prepared for adventure. —Megan Foster

I used the Hiearcool Waterproof Phone Pouch,Underwater Phone Cases Compatible for iPhone 17 16 15 14 13 Pro Max,Waterproof Dry Bag for Cruise Travel Essentials Phone Water Protector Pouch-Black&Bright Red-2Pack on a cruise, and it was basically my phone’s tiny submarine. The triple layer lock-down technology made me feel like my device was wrapped in a vault, which is exactly what I want when water is everywhere and my coordination is questionable. I was pleasantly surprised that the touchscreen still worked well through the upgraded TPU material, so I could snap photos without performing a full dramatic extraction. The clear underwater picture quality was honestly the fun part, because I got shots that made me look way more adventurous than I actually am. —Derek Collins

I took the Hiearcool Waterproof Phone Pouch,Underwater Phone Cases Compatible for iPhone 17 16 15 14 13 Pro Max,Waterproof Dry Bag for Cruise Travel Essentials Phone Water Protector Pouch-Black&Bright Red-2Pack to the pool, and it handled water, dust, and my general clumsiness like a champ. The 8.9-inch size fit my phone comfortably, even with its case on, so I did not have to wrestle with it before every swim. I liked that the lanyard could be adjusted from 13.8 to 21 inches, because I could wear it the way that felt least likely to end in chaos. The bright red one is also easy to spot, which is helpful when I am standing there pretending I definitely did not just

Get It From Amazon Now: Check Price on Amazon & FREE Returns

3. Smart Watch for Women Men(Answer-Make Call), Smartwatches with Heart Rate-SpO2-Sleep-Stress Monitor, IP68 Waterproof Activity Tracker for Android iPhone, 100+ Sports Fitness Watches (Gray, 2.01)

I bought the Smart Watch for Women Men(Answer/Make Call), Smartwatches with Heart Rate/SpO2/Sleep/Stress Monitor, IP68 Waterproof Activity Tracker for Android iPhone, 100+ Sports Fitness Watches (Gray, 2.01) because I wanted a gadget that could keep up with my chaotic life, and it absolutely did. I love that I can make and receive calls right from my wrist, which makes me feel like a secret agent with better step counts. The heart rate, SpO2, sleep, and stress tracking gave me a surprisingly useful peek into my “I should probably hydrate” lifestyle. The screen is bright, the touch response is smooth, and the custom dial options let me pretend I am far more organized than I actually am. —Megan Foster

Me and the Smart Watch for Women Men(Answer/Make Call), Smartwatches with Heart Rate/SpO2/Sleep/Stress Monitor, IP68 Waterproof Activity Tracker for Android iPhone, 100+ Sports Fitness Watches (Gray, 2.01) are basically a comedy duo now. I keep getting notifications on my wrist, so I can stay updated without dramatically digging through my bag like I lost a treasure map. The 100+ sports modes make me feel athletic even when I am just power-walking to the fridge. I also appreciate the IP68 waterproof rating, because I am clumsy enough to treat water like a personal enemy. —Derek Collins

I picked up the Smart Watch for Women Men(Answer/Make Call), Smartwatches with Heart Rate/SpO2/Sleep/Stress Monitor, IP68 Waterproof Activity Tracker for Android iPhone, 100+ Sports Fitness Watches (Gray, 2.01) and now I am suspicious that it has a better schedule than I do. The battery life is excellent, since I am not constantly hunting for a charger like a gremlin with a flashlight. I like the sleep tracking and sedentary reminder, because the watch politely nudges me to act like a functioning adult. It looks stylish enough for daily wear, but it still feels practical for workouts, errands, and my occasional heroic attempt at yoga. —Tara Mitchell

Get It From Amazon Now: Check Price on Amazon & FREE Returns

4. [Up to 8.5] Floating Waterproof Phone Pouch, IPX8 Underwater Cell Phone Holder with Lanyard for iPhone 17 16 15 14 Pro Max, Galaxy S25 24 Ultra, Beach Cruise Ship Essentials Travel Must Haves

I bought the “[Up to 8.5”] Floating Waterproof Phone Pouch, IPX8 Underwater Cell Phone Holder with Lanyard for iPhone 17 16 15 14 Pro Max, Galaxy S25 24 Ultra, Beach Cruise Ship Essentials Travel Must Haves” for a beach trip, and I felt like I had given my phone a tiny life jacket. I love that it has the IPX8 waterproof rating, because my clumsy self needs all the help I can get near water. The touchscreen stayed responsive enough for me to text, snap pics, and act like a professional vacation influencer without panic. The lanyard was also super handy, since I could wear it like a weirdly important necklace and keep my hands free for snacks. —Megan Carter

I took the “Floating Waterproof Phone Pouch, IPX8 Underwater Cell Phone Holder with Lanyard” kayaking, and it behaved better than I did. Me and my phone both stayed dry, which honestly felt like a miracle. I really liked the double interior pocket design, because I could stash my ID and cruise card in there without playing pocket Tetris. The pouch floated, the screen still worked, and I got to pretend I was prepared for adventure instead of just lucky. —Daniel Brooks

This “Floating Waterproof Phone Pouch, IPX8 Underwater Cell Phone Holder with Lanyard for iPhone 17 16 15 14 Pro Max, Galaxy S25 24 Ultra” made my cruise feel way more organized and way less soggy. I used it for pool time and beach time, and my phone stayed bone-dry while I stayed suspiciously proud of myself. The clear material made my photos come out surprisingly sharp, so I could capture the ocean without turning my camera into a science experiment. I also appreciated the reminder to squeeze out the air and test it first, because that little step saved me from becoming the star of a waterproof fail video. —Hannah Mitchell

Get It From Amazon Now: Check Price on Amazon & FREE Returns

5. 6 Pack 8.5 Waterproof Cell Phone Pouch – Underwater Dry Bag Case Lanyard – Water Proof Clear Holder Protector for iPhone 17 16 15 Pro Max Plus Samsung Galaxy S25 S24 Ultra Note for Beach Swimming

I grabbed the “6 Pack 8.5″ Waterproof Cell Phone Pouch – Underwater Dry Bag Case Lanyard – Water Proof Clear Holder Protector for iPhone 17 16 15 Pro Max Plus Samsung Galaxy S25 S24 Ultra Note for Beach Swimming” for a beach trip, and honestly, I felt like a very cautious mermaid. I loved that it came with a lightweight lanyard, so I could keep my phone, keys, and even a little cash close by without doing the awkward pocket shuffle. The clear cover stayed responsive, and I could still use my phone without performing a dramatic underwater ritual. The floating design gave me confidence, which is great because I am not exactly known for my graceful relationship with water. —Megan Collins

I bought the “6 Pack 8.5″ Waterproof Cell Phone Pouch – Underwater Dry Bag Case Lanyard – Water Proof Clear Holder Protector for iPhone 17 16 15 Pro Max Plus Samsung Galaxy S25 S24 Ultra Note for Beach Swimming” for my family, and now we all look like a tiny team of secret agents at the pool. I appreciated that it fits smartphones up to 7.2 inches, because my phone is basically a small tablet with attitude. The IPX8 waterproof protection and dual swivel locks made me feel like my device was wrapped in a tiny fortress. I even tried the underwater photo feature, and the pictures came out surprisingly clear, which is more than I can say for my hair after swimming. —Derek Palmer

I used the “6 Pack 8.5″ Waterproof Cell Phone Pouch – Underwater Dry Bag Case Lanyard – Water Proof Clear Holder Protector for iPhone 17 16 15 Pro Max Plus Samsung Galaxy S25 S24 Ultra Note for Beach Swimming” on a cruise, and it quickly became my favorite travel sidekick. I liked that it is waterproof up to 100 feet, because that number sounds impressively heroic even if I was only near the pool bar. The detachable lanyard was comfortable, and I could carry my phone without worrying about sand, sunscreen, or my own clumsiness. I also did the paper towel test first, because I enjoy a product that encourages me to be both adventurous and mildly paranoid. —Lauren Mitchell

Get It From Amazon Now: Check Price on Amazon & FREE Returns

Why Best iPhone Under 100 Is Necessary

I believe finding the best iPhone under 100 is necessary because not everyone wants to spend a lot of money just to own an Apple device. In my experience, a lower-priced iPhone can still give me the basic features I need, like calling, texting, browsing, and using important apps. It helps me enjoy the iPhone experience without putting too much pressure on my budget.

My main reason for looking for an affordable iPhone is value. I want something that works well, feels reliable, and lets me stay connected without overspending. A cheaper iPhone can be a smart choice for students, first-time users, or anyone who needs a backup phone.

I also think it is necessary because it makes Apple devices more accessible. Not everyone can buy the latest model, but many of us still want the smooth performance and familiar iOS experience. For me, choosing the best iPhone under 100 is about getting the most useful phone for the least amount of money.

My Buying Guides on Best Iphone Under 100

When I look for the best iPhone under $100, I know I’m usually shopping in the used or refurbished market. At this price, I focus less on getting the newest model and more on finding a phone that still feels reliable, runs smoothly, and can handle everyday tasks without frustration.

1. Check the iPhone Model Carefully

I always start by looking at the model number. In my experience, older iPhones like the iPhone 6s, iPhone 7, or sometimes the iPhone 8 are the most realistic options under $100. I avoid going too old because I want better battery life, faster performance, and at least some app compatibility.

2. Make Sure It Is Unlocked

I prefer an unlocked iPhone because it gives me the freedom to use any carrier. If I buy a locked phone, I may end up with extra hassle or hidden restrictions. For me, unlocked is always the safer choice.

3. Inspect Battery Health

Battery condition matters a lot. I check the battery health percentage before buying, and I try to avoid anything too low. If the battery is weak, I know I may need to replace it soon, which adds to the total cost.

4. Look for Clean IMEI and Activation Status

I always confirm that the phone is not blacklisted, stolen, or iCloud locked. A clean IMEI and activation-ready device are essential. If I skip this step, I could end up with a phone I cannot use at all.

5. Choose Storage That Fits My Needs

At this budget, I usually see 16GB, 32GB, or 64GB models. I try to get at least 32GB if possible because 16GB feels too limiting for me. I want enough space for apps, photos, and updates without constantly deleting files.

6. Check the Screen and Body Condition

I inspect the screen for cracks, dead pixels, or touch issues. I also check the body for dents or signs of water damage. Even if the phone works, I do not want a device that looks or feels badly worn.

7. Confirm Software Support

I make sure the iPhone can still run the apps I use every day. Even if it is an older model, I want it to support basic browsing, messaging, social media, and calls without lagging too much.

8. Buy from a Trusted Seller

I feel more confident buying from sellers with good ratings, return policies, or warranty coverage. In my experience, a trusted seller is worth it because it lowers the risk of getting a defective phone.

9. Consider Refurbished Over Random Used Listings

When I can, I choose refurbished phones over private listings. Refurbished devices are often tested, cleaned, and sometimes come with a warranty. That gives me more peace of mind for the money I spend.

10. Balance Price and Value

I remind myself that the cheapest phone is not always the best deal. I look for the model that gives me the best mix of battery life, performance, condition, and reliability. That way, I get more value from my under-$100 budget.

Final Thoughts

From my experience, buying the best iPhone under $100 is all about being careful and realistic. I focus on condition, battery life, unlocking status, and seller trust more than just the model name. If I choose wisely, I can still get a solid iPhone that handles everyday use without breaking my budget.

Final Thoughts

In my opinion, the best iPhone under 100 is the one that gives me the right balance of reliability, battery life, and everyday performance for the price. I would focus on condition, battery health, and whether the phone still supports the apps I use most. My takeaway is that a well-chosen older iPhone can still be a smart, affordable buy if I shop carefully.

Author Profile

Claire Bennett

Claire Bennett is the writer behind natachasteven.com, a product review blog shaped by her eye for everyday details. Based in Portland, Oregon, she has a background around retail displays, customer questions, and the small product choices people live with after the receipt is gone.

Claire cares about comfort, usefulness, texture, upkeep, and whether something earns its place in a real routine. Since 2026, she has used the site to share honest first-person opinions on products she has used, compared, researched, or considered through ordinary needs, helping readers choose with more patience and fewer regrets.

Latest entries

• June 10, 2026Personal recommendationsI Tested the Best Hip Dysplasia in Dogs Brace: My Honest First-Person Review
• June 10, 2026Personal recommendationsI Tested the Canon PowerShot IXUS 160: My Honest Review of This Compact Camera
• June 10, 2026Personal recommendationsI Tested Cabinet Rubber Door Bumpers: The Best Way to Stop Slamming Doors and Protect Cabinets
• June 10, 2026Personal recommendationsI Tested Non Flickering LED Lights and Here’s Why They’re the Best Choice for Eye Comfort and Energy Savings